how to borrow

APPLY NOW for borrowers loans and start your journey towards financial stability. Our financial counseling services can assist you through the loan application process.

After pending employment verification (24-48 hours) and your signature, the funds from your borrowers loans will be deposited into your checking account within 2 business days, streamlining your loan application process. If you need assistance, consider seeking financial counseling for additional support.

For borrowers looking for effective repayment options, loans are automatically repaid through your paycheck. This process is often discussed during financial counseling sessions to ensure that applicants understand the loan application process.

Borrowers can access loans ranging from $400 to $1000 with a payback period of 12 months. The interest rate is set at 18%, along with a $20 administrative fee. For those navigating the loan application process, financial counseling is available to assist you.

No credit history or collateral is needed for borrowers looking for loans. There are no prepayment penalties, and free financial counseling is available to assist you through the loan application process.

To participate in the loan application process, the minimum age to apply is 18. Borrowers seeking loans must have been employed with a participating employer for at least 3 months. Additionally, you will need a checking account, a driver license or passport, and your Social Security Number. Financial counseling may also be beneficial during this process.